Your insurance has an excess.
We make it disappear.

Upload your car, home & contents, or health insurance policies and we'll show you exactly how much a zairo subscription costs to cover every excess. No sign-up needed.

Keep your insurance. Add zairo. Next time you claim, we cover the excess. That's it.

Upload your policies

Drop your policies here

Upload your insurance documents and we'll do the rest.

CarHome & ContentsHealth

Drag and drop your insurance documents

or click to browse — PDF, Word, JPG, PNG (max 16MB each)

How zairo works

Upload your policies

Drop in your car, home & contents, or health insurance documents. We accept PDF, Word, and images.

We read everything

We extract the key details: policy type, excess amount, and coverage. No manual data entry.

Get covered instantly

See your personalised subscription price. Pay monthly. Next time you claim, we cover the excess.

Nobody wakes up excited about insurance.

We get it. That's why we made this ridiculously simple. zairo sits alongside your existing insurance — we're not replacing anything. We just make sure that when life happens and you need to claim, the excess doesn't sting.

No lock-in contracts
Cancel anytime
Claims paid fast